Financial markets reacted with unprecedented swiftness to the COVID crisis. The long-awaited “bear” market has finally arrived. (Bear markets are defined by
An investment in knowledge pays the best interest.
—Poor Richard (Benjamin Franklin)
I designed the following illustration from my previous “Way to Wealth
“If you know how to spend less than you get, you have the philosopher’s stone.” Poor Richard 
Despite linguistic roots in the Old English wela, meaning